gabapentin buy online australia Earlier this week, I announced the creation of a new portfolio that I will be tracking: My High Rate Portfolio. I also outlined some of the filters and guidelines I'll be using. Per Lending Club's portfolio analyzer tools, here is what I have so far.
site de rencontre affection My weighted average rate of return is a full 18%, which if reached would far exceed my goal of 15%. Of course, we know that defaults will happen and the chance of me (or you) achieving 18% due to 100% repayment is virtually nil. However, this weighted average rate of 18% is a full 300 basis points (3%) higher than the weighted average rate on my standard portfolio that follows my Credit methodology that seeks to earn 12% per year.
http://newpotatoboxes.co.uk/ipad.php My Credit Methodology Portfolio is mostly B and C rated loans with an A or a D sprinkled in. The breakdown here is quite different. We have
D: 70% (wow even I am surprised at this)
What I really have here is a similar distribution to my standard Credit Portfolio but instead of the 2% and 5% being A and D loans, here they are C and F loans. My distribution of loans has essentially dropped 2 loan grades per loan. I wonder how this will play out in returns. This 2 loan grade equates to 300 basis points (3%) of potential gains. Is it worth it? We will see
What do you think?