Stu’s Monthly Portfolio Report: September 2014

I’m a little behind on my monthly updates but I’m trying a couple new things including a new layout for this blog. This month, I’m also going to open up my monthly returns to everyone to take a look see at what I’m doing. I have only one investing philosophy and that is to use … Read moreStu’s Monthly Portfolio Report: September 2014

Calculating Returns: IRR or XIRR vs ROI

There’s been much debate in the blogging world for p2p lending about how to calculate returns on our loan portfolios.  Some very prominent people in our industry, including Peter Renton of Lend Academy, believe that the most accurate way to calculate returns is through Internal Rate of Return or IRR and/or its modified cousin XIRR.  … Read moreCalculating Returns: IRR or XIRR vs ROI

Stu’s Portfolio Report: August 2013

Another month has come and gone and while I had a little bit of a delay here, I am ready to report on my August results.  I have a total of 19 loans: 8 with Prosper.com, 1 private loan, and 10 with Lending Club. Since I am a Credit Analyst by trade (at an Equipment … Read moreStu’s Portfolio Report: August 2013