This is the resource page. Whether its understanding peer to peer lending better, understanding your borrowers better or understanding your own credit better, this is the spot. These are the tools of the P2P Lending trade.
Peer to Peer Lending Platforms
Prosper.com- the first and still one of the biggest and most popular lending platforms
Lending Club- the largest peer to peer lending platform
Zopa- the largest UK based peer to peer lending platform for our English friends or those that want to lend or borrow in GBP (the British pound)
Kiva- a wonderful microfinance lending platform that provides loans where they are needed most, often to very small businesses in very poor countries allowing these entrepreneurs to sustain themselves and feed their families. A very rewarding site and platform and you can loan as little as $25 to change someone's life.
The Credit Bureaus
Understanding what is in your credit report or those of your borrowers is vital to minimizing risk and maximizing returns through peer to peer lending. here are the credit bureaus.
MyFICO- a site by Fair Isaac, one of the most important companies in the industry of credit as their scoring system, called FICO is the typical credit score used by our lending platforms.