Bitcoin’s New Best Friend: The US Marshal Service

Bitcoin is important to peer to peer lending in many ways. One of the biggest reasons why is that it leads to easy, simple and inexpensive cross border lending. What many people are not aware of is that after the dollar (USD) and the British pound (GBP), the next biggest peer lending currency is Bitcoin … Read moreBitcoin’s New Best Friend: The US Marshal Service

True Diversification for P2P Lending Investors with Bitcoin

Diversification is a greatly misunderstood idea in investments in general and its just as true in p2p lending. The idea that you have a Lending Club account and a Prosper account or the idea that you buy some A loans and some E loans does NOT mean you are diversified. Both big platforms invest in … Read moreTrue Diversification for P2P Lending Investors with Bitcoin

Prosper Has Another Great Month. So Where Are the Loans?

According to the excellent data site LendStats, Prosper had it’s 3rd best month of originations in its history, totaling $61 million in new loans in April.  This is great news for their platform, but where are the loans?  Here’s a look at the trend of monthly originations at Prosper, courtesy of LendStats   The trend … Read moreProsper Has Another Great Month. So Where Are the Loans?

Peer to Peer Investment Properties?

Yesterday we saw another expansion in the world of peer to peer lending and crowdfunding. Canaan Partners, who is an investor in Lending Club and an advocate and investor in crowdfunding technologies and marketplaces, has led an investment round of $9 million into Realty Mogul.  See the actual press release here. Realty Mogul allows accredited … Read morePeer to Peer Investment Properties?

P2P Lending Best Practices: Why Filtering by State is Nonsense

One of the things I love about p2p lending is due to the platforms being online and most of the early adopters/investors being techies means that lots of people are here online reporting about what they are doing and why, including me.  And boy do they love data.  I am a finance guy. I only … Read moreP2P Lending Best Practices: Why Filtering by State is Nonsense

What’s the Risk? P2B Peer to Business Lending: The Quest for Returns

by Nik Milanovic, VP of Business Development, Endurance Lending Network Endurance is now known as Funding Circle US. [As with all other expert posts here, you will find my comments in parentheses. Our field of experts continues to grow…..] Peer-to-peer lenders are finally starting to pass the “grandma test,” the tipping point for any hot … Read moreWhat’s the Risk? P2B Peer to Business Lending: The Quest for Returns

New and Other Peer to Peer Lending Sites

Since my focus here is on the 2 main US based ‘retail’ (meaning consumer based) lending platforms of Prosper and Lending Club, this can lead to the exclusion of other new and interesting platforms that also allow us to lend.  Here are some other really interesting and kinda cool lending platforms available based on your … Read moreNew and Other Peer to Peer Lending Sites

Stu’s Portfolio Updated

For those that follow my portfolio and its performance, I thank you. There’s a big update to my portfolio starting today.  My previous portfolio had one private p2p loan unsecured for an old client of mine and the rest of my platform loan money was exclusively on Prosper.  Now that is no more. My funds … Read moreStu’s Portfolio Updated

What Types of Loans Can I Invest In on Prosper.com?

The Prosper.com loan site lists 11 different types of loans that are available. Those loans are: Debt Consolidation Home Improvement Short Term & Bridge Loans Auto & Vehicle Loans Small Business Loans Baby & Adoption Loans Engagement Ring Financing Wedding Loans Friends & Family Loans Green Loans Military Loans   By far, the most common … Read moreWhat Types of Loans Can I Invest In on Prosper.com?