Should You Buy the ARK Fintech ETF?

Valladolid Retail investors often get the shaft when it comes to investment options. However, in February 2019, we got a new fintech investment option: The ARK Fintech Innovation ETF (NYSE: ARKF). Anyone with a brokerage account can buy it. But should you? It didn’t receive much fanfare but I’m interested to see if this is a … Read more Should You Buy the ARK Fintech ETF?

15 Common Cryptocurrency Questions Answered

Ubud Thanks to the bear market of 2018 and early 2019, many cryptocurrency enthusiasts only in it for the speculation have left the building. Yet, many people remain holding on strong or even adding to positions as signs start to turn bullish. If you did, then congratulations for your patience. Now that some of the hype … Read more 15 Common Cryptocurrency Questions Answered

4 Reasons the ILC May Not Be the Best Charter for Fintech

Last week, I wrote about how the Industrial Bank Loan Charter or ILC impacts fintech now and could going forward. Some of the advantages include a federal charter, the ability to accept deposits and a known path of regulation to navigate. But it’s not all rainbows and unicorns. There are downsides to the ILC Charter. … Read more 4 Reasons the ILC May Not Be the Best Charter for Fintech

The ILC is the Future and Present of Big Fintech

Most of us in fintech got excited about the OCC fintech charter. It is a special purpose national banking charter for fintechs to use to offer some banking type services. The charter also provides a known path on compliance through banking. The charter was first announced in 2016 and in August 2018 they started accepting … Read more The ILC is the Future and Present of Big Fintech

Lending Club Settles Class Action Lawsuit

Federal judges in California approved of Lending Club’s settlement of its 2-year running class action lawsuit with some shareholders. The essence of the suit described well by our friends at Crowdfund Insider, covers a period from 2014 through May 2016. Those of you who were investing in p2p lending at that time, like many of you … Read more Lending Club Settles Class Action Lawsuit

Bitcoin Case Study: Venezuela

Bitcoin is Confusing Bitcoin is hard for many people to understand. The difficulty makes sense when you think about it as it is both a currency and a payment/transaction system among other things. We don’t talk about Cash and the Mastercard/Visa network like they are the same because they aren’t even though you use both … Read more Bitcoin Case Study: Venezuela