How to Profit in a 20% Default Environment

The BTC lending environment is growing, yet volatile. While there is cause for concern, the USD lending platforms had higher defaults their first couple years too. Now 5-7 years down the line, they have streamlined systems and consistent returns. The BTC lending platforms can get there as well. The Current Environment BTCJam A fellow investor … Read moreHow to Profit in a 20% Default Environment

3 Big News Stories in P2PLending: June 2015

This last month saw some huge news from the p2plending/marketplace lending world. I thought I would outline some of those stories, their impact and my thoughts on them here. Story 1: Goldman Sachs enters the business The New York Times posted a story about the news that huge investment bank Goldman Sachs is getting into … Read more3 Big News Stories in P2PLending: June 2015

How to Achieve Positive Returns On BitLendingClub

By now, most of you BitLendingClub lenders have gotten the email where BLC talks about adjustments made to their credit rating system and access to their Stats page. The initiation of the credit rating system has been a big help in sorting through loans on the platform and is an attempt to be more proactive … Read moreHow to Achieve Positive Returns On BitLendingClub

BitLendingClub adds a new Currency Locked loan

A huge announcement this morning from the Bitcoin lending platform, BitLendingClub.  They announced on their blog that they have a new currency for linked loans other than the USD. To review, USD loans used to be linked to Bitstamp and now they are linked to Bitfinex in order to lock in an exchange rate between … Read moreBitLendingClub adds a new Currency Locked loan

5 Reasons Why Understanding Bitcoin is not required to lend it

Bitcoin, and specifically Bitcoin (BTC) based peer lending, is a prominent topic here. A common misconception is that knowing and understanding all the technological and other underpinnings of Bitcoin’s use as a medium of exchange and a currency is vitally important to lending in BTC. It isn’t. In fact, it is not important at all. … Read more5 Reasons Why Understanding Bitcoin is not required to lend it