2013 Annual Report: Why I Make More Money W/Prosper than LC

In the interest of complete transparency just like I do with my monthly returns and updates, I now have the annual update for you in the form of an Annual Report, just like companies do for their shareholders.

The P2PLendingExpert 2013 is finally finished.  I am very excited to present to all readers of this blog the results of how I did investing in this growing sector in 2013.  I analyze my 3 categories of loans: Private loans, Prosper Loans and Lending Club loans in detail and with multiple formats.

I look at ROI, Time Weighted Return and Money Weighted Return to compare how I did as well as explain my credit analysis philosophy in more detail.

I have 2 versions here for you. The long version and the ADD version.

First the Just the Facts Ma'am or ADD version of my Annual Report with full appendices if you want to see how I got what I got and where it came from.  The password, if needed, is 123 for either or both.

Just the Facts

Second, we have the full version written out with full explanations in the text instead of separate

The Full Version

Take a look and let's see how I did versus how you did in this last year. Some of you did better than I did I would guess as I do not buy alot of E and F and HR loans and I know some of you out there do.

Please take a look and comment below. I'd love to hear your feedback

About the author

Stu Stu Lustman, the author of this post, is a Credit Analyst by trade trying to bring Commercial Credit Analysis techniques to the world of Peer to Peer Lending. Check me out on Twitter, LinkedIn and Google+

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