Does Identity Matter? Is Identity a Good Investment? One of the areas seeing tons of investment in blockchain is Identity. We don’t think much of identity in the US because we have birth certificates, Social Security numbers and many different ways people identify us including phone numbers and email addresses. But for most people in … Read moreIs Identity on the Blockchain a Good Investment?
Last week, I wrote about how the Industrial Bank Loan Charter or ILC impacts fintech now and could going forward. Some of the advantages include a federal charter, the ability to accept deposits and a known path of regulation to navigate. But it’s not all rainbows and unicorns. There are downsides to the ILC Charter. … Read more4 Reasons the ILC May Not Be the Best Charter for Fintech
Most of us in fintech got excited about the OCC fintech charter. It is a special purpose national banking charter for fintechs to use to offer some banking type services. The charter also provides a known path on compliance through banking. The charter was first announced in 2016 and in August 2018 they started accepting … Read moreThe ILC is the Future and Present of Big Fintech
As I said in my 5 Favorite Marketplace Lending News Sources article, good decisions come from good information. While the Bitcoin, blockchain, and crypto-economy is not as transparent as marketplace lending (YET), there are places to get quality news about the industry. Since I covered marketplace lending news sources already, here are my 5 favorite … Read moreMy 5 Favorite Bitcoin News Sources
I’m sure you’d agree that if you held onto Bitcoin for 2018, you had a bumpy ride. Even the ‘strongest hands’, myself included, gave the declining price the side-eye a couple times during the year. But we all know that price is only one aspect, albeit the most visible one, of Bitcoin. Many other VERY … Read more5 Signs That Bitcoin Is Healthy in 2019
When it comes to conferences, bigger isn’t always better. In fact, most of the time bigger isn’t better although LendIt is an obvious exception that is both big and awesome. This week, the Atlanta Blockchain Experience took place run by the Cryptolina guys (who have been running conferences since at least 2014). Cryptolina does great … Read moreWhat I Learned at Atlanta Blockchain Experience
Marketplace lending is more transparent than other areas of finance and many of us are in the industry are pleased that this trait continues as the industry matures. Yet, there are still issues with when and where to get timely information on what’s going on. Good decisions come from good information. For instance, Lending Club … Read moreMy 5 Favorite Marketplace Lending News Sources
DASH is making its case as the best payments based cryptocurrency. On November 11th, DASH Force News reported that DASH ran a stress test on its network. Results were even better than expected. The previous record of processed transactions on the DASH network was 464,000. In this stress test, it … Read moreIs DASH the leading payment cryptocurrency?
With all the cryptocurrencies and tokens out there now, it’s difficult to figure out why there are so many and what they do, not to mention are they a good investment for you? One of the ways I determine a good investment is by its use case. From the tech world, use case means what … Read moreCrypto Use Cases
This article was originally printed in fintech award-winning news site Bankless Times, where I’m a contributor. Contact me if you are interested in learning more. Loan Servicing software firm Turnkey Lender sells their SAAS platform for loan underwriting and servicing all over the world. Their software works with lending markets from auto to alternative lending, payday … Read moreTurnkey Lender: Solid Lending SAAS Platform