Credit Analysis: Credit Inquiries in P2P Lending

One of the figures given in the Credit information section of the loan listing for both lending platforms is Credit Inquiries.  Simply put, a credit inquiry is when one of the 3 big credit bureaus (Equifax, Experian or TransUnion) issues a credit report to some outside party that requests it, usually with our permission. For … Read more

Stu’s Portfolio Report: June 2013

Another month has gone by and here is the portfolio report. Let’s see how I did.  The process of putting money into my Lending Club account, as documented in my post about Comparing the Lending Platforms goes into effect here.   June 30 2013         Loan # Amount Lent Interest Rec’d Principal … Read more