When I Would Borrow with P2PLending in 2017

I love p2p lending as an investment. I’m pretty sure you know that if you are reading this. When I talk to people out there in real life like friends and neighbors, as well as my online friends, many of the questions I get are about borrowing. It’s understandable why. The average household has $134,643 … Read more

Why New Investors Should Get Into P2PLending

Diversification. This is a word used often in the investments world and it’s based on the idea that you shouldn’t put all your risk into one investment. ‘Don’t put all your eggs in one basket’, right? But diversification is more than just spreading your money out over numerous investments. It also means you need to … Read more

Marketplace Lending 2016: Bruised but not Broken

2016 was a tumultuous year in p2plending. Maybe it’s related to growing pains or maybe to something else entirely. The industry definitely took its bumps. Let’s look at some of the major trends in marketplace lending over the course of this year. Lending Club’s Issues Founder and former CEO Renaud LaPlanche was the biggest story … Read more

BitLendingClub to Close Its Doors: Regulations Cited As Cause

Leading Bitcoin based p2p lending platform BitLendingClub is going to close its doors. In an announcement sent out to all lenders and borrowers this morning, the company said that ‘regulatory pressures’ made operating the company no longer feasible. The specific regulations are not stated although its likely that its related to FinCEN and the MSB … Read more

3 Real Estate Platforms for Retail Investors

As retail investors we often have fewer options than accredited or institutional and professional investors when it comes to p2p lending. And sometimes it really sucks. However, the amendment to SEC Regulation A, known as Reg A+ means there are additional investing options for us little guys (and gals). Reg A+ eased the crowdfunding rules … Read more