SEC to ICO: I C U

On Tuesday, the SEC ruled that some of the coins offered for sale by ICOs are actually a security and subject to their authority. For regular readers of this blog that’s probably no surprise as we talked about what is a security way back in 2013 with our Legal expert Jonathan Wilson where we talked … Read more

When I Would Borrow with P2PLending in 2017

I love p2p lending as an investment. I’m pretty sure you know that if you are reading this. When I talk to people out there in real life like friends and neighbors, as well as my online friends, many of the questions I get are about borrowing. It’s understandable why. The average household has $134,643 … Read more

Why New Investors Should Get Into P2PLending

Diversification. This is a word used often in the investments world and it’s based on the idea that you shouldn’t put all your risk into one investment. ‘Don’t put all your eggs in one basket’, right? But diversification is more than just spreading your money out over numerous investments. It also means you need to … Read more

Marketplace Lending 2016: Bruised but not Broken

2016 was a tumultuous year in p2plending. Maybe it’s related to growing pains or maybe to something else entirely. The industry definitely took its bumps. Let’s look at some of the major trends in marketplace lending over the course of this year. Lending Club’s Issues Founder and former CEO Renaud LaPlanche was the biggest story … Read more