P2P Lending Best Practices: Why Filtering by State is Nonsense

One of the things I love about p2p lending is due to the platforms being online and most of the early adopters/investors being techies means that lots of people are here online reporting about what they are doing and why, including me.  And boy do they love data.  I am a finance guy. I only … Read more

What’s the Risk? P2B Peer to Business Lending: The Quest for Returns

by Nik Milanovic, VP of Business Development, Endurance Lending Network Endurance is now known as Funding Circle US. [As with all other expert posts here, you will find my comments in parentheses. Our field of experts continues to grow…..] Peer-to-peer lenders are finally starting to pass the “grandma test,” the tipping point for any hot … Read more

New and Other Peer to Peer Lending Sites

Since my focus here is on the 2 main US based ‘retail’ (meaning consumer based) lending platforms of Prosper and Lending Club, this can lead to the exclusion of other new and interesting platforms that also allow us to lend.  Here are some other really interesting and kinda cool lending platforms available based on your … Read more

What Types of Loans Can I Invest In on Prosper.com?

The Prosper.com loan site lists 11 different types of loans that are available. Those loans are: Debt Consolidation Home Improvement Short Term & Bridge Loans Auto & Vehicle Loans Small Business Loans Baby & Adoption Loans Engagement Ring Financing Wedding Loans Friends & Family Loans Green Loans Military Loans   By far, the most common … Read more